Hurricanes and other wind storms are a constant threat to Florida homeowners. Florida homeowners have always been able to feel secure that if they had a roof damage insurance claim, their insurance policy would provide for the repair or replacement
Your insurance coverage limits are the maximum amount the insurance company will pay you after a loss. As you’ve probably noticed, the cost of buying a home has skyrocketed – and experts say that the market is not going to
Several Health Insurance Companies recently announced that they intend to severely limit payouts for Covid-19 treatment and will instead push these costs onto their insureds. Since the beginning of the pandemic, most fully insured Covid-19 patients had all of their
MAXIMIZING YOUR WATER DAMAGE CLAIM
It is extremely important to know how to maximize your water damage insurance claim. Once your plumbing starts to leak or your ceiling starts to drip, you will be thankful that you purchased homeowner’s insurance.
Public Adjusters and Attorneys are an integral part of protecting Florida homeowners. Public Insurance Adjusters and Property Damage Lawyers will often work together to help maximize the client’s insurance claim recovery. Both the Public Adjuster and the Attorney have separate
Prior to purchasing homeowner’s insurance, you need to honestly answer a few questions to make sure you but the correct type and amount of coverage. Although you should always seek the advice of a professional insurance agent when selecting coverages,
If your plumbing system is cast iron pipe, your home may be a disaster waiting to happen.
Most homes built prior to 1975 used cast iron pipe plumbing, which was the standard up until that time. Unfortunately, these pipes are
Now that Hurricane Michael has caused devastation through Panama City, Mexico Beach, Tallahassee, and the Florida panhandle, property owners are now facing the damage left behind by the storm. Although homeowners may be overwhelmed by having to now navigate a
After a loss, an insurance company will often mandate that the policyholder complete and sign a form called a Proof of Loss regarding the damages claimed by the policyholder. A Proof of Loss is a one page form (possibly with
Although the terms Actual Cash Value and Replacement Cost Value are not commonly used outside of property insurance disputes, they can have a substantial effect on the amount of money you receive from your insurance company after a loss.
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